How to find a car loan at the best price?
Become the owner of your vehicle by using car credit. The road opens to you today with a simple car loan from your bank, you just have to take the plunge. Do you want to buy the car of your dreams? Do you want to buy a motorcycle? Are you looking for cheap auto credit solutions? Our experts direct you to the least expensive credits.
Key points in the automotive market
Despite the financial crisis, the vehicles on the market are more and more numerous, and more and more ecological, for the happiness of your exhaust. As car manufacturers seek to be ever more competitive, vehicle prices are gradually falling, credit organizations are offering more and more advantageous conditions, and it is becoming easier to take out cheap car loans.
Subscribe to a cheap car loan?
Car credit can either be offered by your car dealer to facilitate a sale, or you can be the instigator by asking your banker or your credit organization to make you an offer.
Cheap auto credit is offered by many establishments, ranging from the traditional financial institution (bank, credit institution, etc.) to other establishments that have established themselves on the market (car manufacturers, hypermarkets, etc.). But very often, the consumer, lost in front of all these offers, goes to the actor he knows best, wrongly!
Our advice to take out a cheaper car loan
We have studied for you the terms of car and motorcycle credit, as well as their respective costs, so that you can borrow with full knowledge of the facts. The car loan is indeed approved by all French people (76% of French people buy their vehicle on credit in 2009), but very often, for lack of information, you find yourself helpless in front of your banker or your credit institution.
Indeed, borrowers tend to neglect the study of the price of their car loan, this having less consequence than the mortgage because being less important. It is a mistake that bankers take advantage of, who play on the fact that you will be less likely to compare offers of credit to offer you a high rate, which increases the price of your car loan. The credit comparison, and the car credit simulator, are for that determining tools linked to the emergence of Internet which will be useful to you in the search for the best rate for the purchase of your car, or your motorbike.
Your car insurance at the best price
Auto insurance also occupies a significant budget for households in France. In the same way as for the car loan, it is advisable to make play competition among the insurers in order to profit from a less expensive car insurance and thus to realize savings.
For this, you can do online auto insurance simulations to compare the price of auto insurance contracts offered by the main French insurers.